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How does equity release work?

Equity release
How does equity release work?If you’re wondering how Equity Release works and whether it’s a good idea, you’ve come to the right place.Ask a questionIf you want to release money from your home and still live there, Equity Release might be something you’ve looked into. Lots of people over 55 take out…

How does equity release affect state benefits?

Equity release
How does equity release affect state benefits?The prospect of a tax free lump sum to spend and the right to live in the home you love, sounds appealing but have you ever considered how equity release could affect your entitlement to benefits?Learn moreThe prospect of a tax free lump sum…

Is equity release safe?

Equity release
Is equity release safe?Find out which pitfalls you to be aware of when taking out equity releaseLearn more2,538 plans for equity release were taken out in the South East in 2020 and the number of people using the money for holidays unsurprisingly dropped year on year from 34% to just 18%. Perhaps…

Understanding compound or rolled up interest

Equity release
Understanding compound or ‘rolled up’ interestUnderstanding interest can be tricky. Compound interest (sometimes referred to as ‘rolled up’ interest) can make it extra complicated.Learn moreUnderstanding your interest rate and how the interest is calculated is important if you want to tell a good deal from a bad one. One of…

Is buy-to-let a good investment?

Buy to let
Is buy-to-let a good investment?Interest only buy-to-let mortgages are a perfect way to get you into the market, but you should never go forward blindly.Start quoteAsk a questionNo impact on credit score.  The idea of having a second property as an investment in later life is a tempting one. Property…

Buy-to-let mortgage interest tax relief

Buy to let
Buy-to-let mortgage interest tax relief explainedBuy-to-let mortgage interest tax relief is changing, and 2021 brings with it a new standard of taxation for landlords.Start quoteAsk a questionNo impact on credit score.  Buying a second property via an interest-only buy-to-let mortgage used to come with a level of tax relief that…

Equity release on the rise

Equity release
Equity release on the riseReleasing invested funds for retirement with a lifetime mortgage is very much the norm, as recent statistics indicate.Learn moreOwning a house today is a very different prospect to how it was a generation or two ago. The difficulty of getting on the property ladder for younger…

Nine things to do with your equity release

Equity release
Nine things to do with your equity releaseIf you are wondering what your equity release is for, here are some common uses for your property investment.Learn moreYour money is yours, so why not use it? A lifetime mortgage or home reversion will provide you with a lump sum, but what…